Citi Pay

I led the end-to-end design and launch of Citi Pay, a first-of-its-kind, digital-only POS financing solution. Seamlessly integrated into merchant checkout systems, Citi Pay delivers an omnichannel lending and credit experience that empowers consumers with flexible pay-over-time options across a wide spectrum of credit products. This innovation not only enhances merchant shopping journeys but also builds consumer trust, brand loyalty, and repeat engagement.

  • Key Achievements:
    • Architected end-to-end UX flows, including payment estimator, credit thaw, and multi-offer experiences, increasing loan acceptance rates by 10%.
    • Launched across 195+ merchants, expanding reach and adoption.
    • Delivered a fully digital, frictionless application and approval process optimized for both desktop and mobile users.
  • Category:UX Strategy & Design Leadership
  • Problem To Solve: Create a fully digital POS lending and credit platform seamlessly integrated with merchant checkout systems, giving consumers flexible, accessible payment options.
  • Company:Citi Retail Services (Citi Bank)
  • Industry:Financial
  • Technologies:Figma
  • View Project:
    Citi Pay Main Page
    Press Release
    Citi Pay Lending Landing Page